{ "data_id": "46441", "name": "Credit_Score_Classification", "exact_name": "Credit_Score_Classification", "version": 1, "version_label": null, "description": "This dataset contains customer credit score information, which can be used for classification purposes.\n\n**Target Variable**: Credit Score:\n- **Poor** (0): Customers with a low credit score.\n- **Standard** (1): Customers with an average credit score.\n- **Good** (2): Customers with a high credit score.\n\n**Features** include various attributes such as income, number of credit cards, loan information, and other financial indicators.", "format": "arff", "uploader": "Anna Wiewer", "uploader_id": 44101, "visibility": "public", "creator": "\"Anna Wiewer\"", "contributor": "\"OpenML Community\"", "date": "2024-11-25 14:54:19", "update_comment": null, "last_update": "2024-11-25 14:54:19", "licence": "CC BY 4.0", "status": "active", "error_message": null, "url": "https:\/\/api.openml.org\/data\/download\/22121051\/dataset", "default_target_attribute": "credit_score", "row_id_attribute": null, "ignore_attribute": "\"credit_score_numeric\"", "runs": 0, "suggest": { "input": [ "Credit_Score_Classification", "This dataset contains customer credit score information, which can be used for classification purposes. - **Poor** (0): Customers with a low credit score. - **Standard** (1): Customers with an average credit score. - **Good** (2): Customers with a high credit score. " ], "weight": 5 }, "qualities": { "NumberOfInstances": 100000, "NumberOfFeatures": 28, "NumberOfClasses": 3, "NumberOfMissingValues": 62162, "NumberOfInstancesWithMissingValues": 48053, "NumberOfNumericFeatures": 16, "NumberOfSymbolicFeatures": 1, "NumberOfBinaryFeatures": 0, "PercentageOfBinaryFeatures": 0, "PercentageOfInstancesWithMissingValues": 48.053000000000004, "AutoCorrelation": 0.7719377193771938, "PercentageOfMissingValues": 2.2200714285714285, "Dimensionality": 0.00028, "PercentageOfNumericFeatures": 57.14285714285714, "MajorityClassPercentage": 53.174, "PercentageOfSymbolicFeatures": 3.571428571428571, "MajorityClassSize": 53174, "MinorityClassPercentage": 17.828, "MinorityClassSize": 17828 }, "tags": [], "features": [ { "name": "credit_score", "index": "27", "type": "nominal", "distinct": "3", "missing": "0", "target": "1", "distr": [ [ "poor", "standard", "good" ], [ [ "28998", "0", "0" ], [ "0", "53174", "0" ], [ "0", "0", "17828" ] ] ] }, { "name": "id", "index": "0", "type": "string", "distinct": "100000", "missing": "0" }, { "name": "customer_id", "index": "1", "type": "string", "distinct": "12500", "missing": "0" }, { "name": "month", "index": "2", "type": "string", "distinct": "8", "missing": "0" }, { "name": "name", "index": "3", "type": "string", "distinct": "10139", "missing": "9985" }, { "name": "age", "index": "4", "type": "numeric", "distinct": "1728", "missing": "0", "min": "14", "max": "8698", "mean": "120", "stdev": "685" }, { "name": "ssn", "index": "5", "type": "string", "distinct": "12501", "missing": "0" }, { "name": "occupation", "index": "6", "type": "string", "distinct": "16", "missing": "0" }, { "name": "annual_income", "index": "7", "type": "numeric", "distinct": "13487", "missing": "0", "min": "7006", "max": "24198062", "mean": "176416", "stdev": "1429618" }, { "name": "monthly_inhand_salary", "index": "8", "type": "numeric", "distinct": "13235", "missing": "15002", "min": "304", "max": "15205", "mean": "4194", "stdev": "3184" }, { "name": "num_bank_accounts", "index": "9", "type": "numeric", "distinct": "942", "missing": "0", "min": "0", "max": "1798", "mean": "17", "stdev": "117" }, { "name": "num_credit_card", "index": "10", "type": "numeric", "distinct": "1179", "missing": "0", "min": "0", "max": "1499", "mean": "22", "stdev": "129" }, { "name": "interest_rate", "index": "11", "type": "numeric", "distinct": "1750", "missing": "0", "min": "1", "max": "5797", "mean": "72", "stdev": "466" }, { "name": "num_of_loan", "index": "12", "type": "numeric", "distinct": "413", "missing": "0", "min": "0", "max": "1496", "mean": "11", "stdev": "62" }, { "name": "type_of_loan", "index": "13", "type": "string", "distinct": "6260", "missing": "11408" }, { "name": "delay_from_due_date", "index": "14", "type": "numeric", "distinct": "68", "missing": "0", "min": "0", "max": "67", "mean": "21", "stdev": "15" }, { "name": "num_of_delayed_payment", "index": "15", "type": "numeric", "distinct": "708", "missing": "7002", "min": "0", "max": "4397", "mean": "31", "stdev": "226" }, { "name": "changed_credit_limit", "index": "16", "type": "numeric", "distinct": "4375", "missing": "2091", "min": "-6", "max": "37", "mean": "10", "stdev": "7" }, { "name": "num_credit_inquiries", "index": "17", "type": "numeric", "distinct": "1223", "missing": "1965", "min": "0", "max": "2597", "mean": "28", "stdev": "193" }, { "name": "credit_mix", "index": "18", "type": "string", "distinct": "4", "missing": "0" }, { "name": "outstanding_debt", "index": "19", "type": "numeric", "distinct": "12203", "missing": "0", "min": "0", "max": "4998", "mean": "1426", "stdev": "1155" }, { "name": "credit_utilization_ratio", "index": "20", "type": "numeric", "distinct": "100000", "missing": "0", "min": "20", "max": "50", "mean": "32", "stdev": "5" }, { "name": "credit_history_age", "index": "21", "type": "string", "distinct": "404", "missing": "9030" }, { "name": "payment_of_min_amount", "index": "22", "type": "string", "distinct": "3", "missing": "0" }, { "name": "total_emi_per_month", "index": "23", "type": "numeric", "distinct": "14950", "missing": "0", "min": "0", "max": "82331", "mean": "1403", "stdev": "8306" }, { "name": "amount_invested_monthly", "index": "24", "type": "numeric", "distinct": "91049", "missing": "4479", "min": "0", "max": "10000", "mean": "637", "stdev": "2043" }, { "name": "payment_behaviour", "index": "25", "type": "string", "distinct": "7", "missing": "0" }, { "name": "monthly_balance", "index": "26", "type": "numeric", "distinct": "98792", "missing": "1200", "min": "0", "max": "2147483647", "mean": "2147483647", "stdev": "2147483647" }, { "name": "credit_score_numeric", "index": "28", "type": "numeric", "distinct": "3", "missing": "0", "ignore": "1", "min": "0", "max": "2", "mean": "1", "stdev": "1" } ], "nr_of_issues": 0, "nr_of_downvotes": 0, "nr_of_likes": 0, "nr_of_downloads": 0, "total_downloads": 0, "reach": 0, "reuse": 0, "impact_of_reuse": 0, "reach_of_reuse": 0, "impact": 0 }